About New Zealand Finance
New Zealand Finance is an independent personal finance comparison platform built specifically for Kiwis. We help New Zealanders make smarter decisions about loans, mortgages, KiwiSaver, insurance, credit, savings, and investments — with clear, unbiased information grounded in the New Zealand financial landscape.
Our editorial team researches and compares financial products from New Zealand’s leading banks, lenders, and providers — including ANZ, ASB, BNZ, Westpac, Kiwibank, and a wide range of specialist NZ lenders — so you can compare your options in one place.
Our Mission
To provide New Zealanders with accurate, up-to-date, and easy-to-understand financial guidance — so every Kiwi can make confident decisions about their money, whether they’re applying for their first personal loan, comparing home loan rates, choosing a KiwiSaver fund, or planning for retirement.
What We Cover
- Personal loans NZ — Compare interest rates, loan terms, and eligibility criteria from NZ lenders
- Home loans & mortgages — Fixed vs floating rates, LVR requirements, first home buyer guides
- KiwiSaver — Fund comparisons, contribution rates, and withdrawal rules
- Savings & term deposits — Best savings account rates and term deposit options in NZ
- Credit scores NZ — How to check, improve, and understand your NZ credit score
- Insurance — Life, health, car, and home insurance brokers in New Zealand
- Budgeting & tax — PAYE tax calculators, budgeting tools, and financial planning guides
- Business finance NZ — Business loans, asset finance, working capital, and equipment finance
Our Editorial Standards
New Zealand Finance operates under a strict editorial independence policy. Our editorial team and our commercial team are separate. We do not allow financial providers to influence or approve our editorial content. Every article, comparison, and guide is researched independently and reviewed for accuracy before publication.
We update our content regularly to reflect changes in the Official Cash Rate (OCR), Reserve Bank of New Zealand (RBNZ) policies, and the broader NZ lending and investment environment.
How We Make Money
New Zealand Finance earns revenue through referral partnerships and advertising from financial product providers. When you click on certain product links, we may receive a commission from the provider at no additional cost to you. This does not affect our editorial independence or the way we rank and compare products. You can read our full disclosure policy here.
Who We Are
New Zealand Finance is operated by a team of finance writers, researchers, and digital publishing professionals based in New Zealand. Our content is written and reviewed by people with experience in NZ financial services, lending, and consumer finance.
Our lead author, Joe Jones, has a background in New Zealand financial services and consumer lending. All content published on New Zealand Finance is fact-checked and reviewed for compliance with the Financial Markets Conduct Act 2013 (FMC Act) and the Credit Contracts and Consumer Finance Act 2003 (CCCFA).
Our Commitment to New Zealanders
We are committed to providing New Zealanders with free, high-quality financial information. We believe that access to clear, honest financial guidance is a right — not a privilege — and that better-informed Kiwis make better financial decisions for themselves, their families, and their communities.
If you have questions, corrections, or feedback about our content, please contact our editorial team.
Frequently Asked Questions
Is New Zealand Finance a bank or lender?
No. New Zealand Finance is an independent comparison and information platform. We do not issue loans, accept deposits, or provide personalised financial advice. We help you compare products and understand your options so you can apply directly with the provider of your choice.
Is the information on New Zealand Finance regulated?
Our content is for general information purposes only and does not constitute regulated financial advice under the Financial Markets Conduct Act 2013. For personalised advice, we recommend speaking with a licensed financial adviser (you can find one at fma.govt.nz).
How often is content updated?
We aim to review and update key comparison pages at least quarterly, and following major RBNZ OCR announcements or changes to NZ lending regulations. Interest rate data is reviewed monthly or when major lenders change their published rates.
