Last updated: 1 September 2026
Welcome to New Zealand Finance (“we”, “us”, “our”, the “site”). These Terms and Conditions govern your access to and use of this website. By accessing or using the site, you agree to be bound by these terms. If you do not agree, please do not use the site.
1. About this site
New Zealand Finance publishes general information, guides, comparisons and calculators about financial products and services in New Zealand. The site is provided free of charge for general informational purposes only.
2. Not financial advice
The content on this site is general information only and does not constitute financial, investment, tax, legal or other professional advice, and does not take into account your personal financial situation, needs or goals. It is not a recommendation to acquire any particular financial product. Before making any financial decision, you should confirm current details directly with the relevant provider and seek advice from a licensed financial adviser or other qualified professional. See our Financial Disclaimer for more.
3. Accuracy of information
We take reasonable care to ensure the information on this site is accurate at the time of publication. However, financial products, rates, fees and terms change frequently, and information may become out of date or contain errors. We do not warrant that any information is complete, current or accurate, and you rely on it at your own risk. Always verify details with the provider before acting.
4. Eligibility
The site is intended for use by residents of New Zealand aged 18 or over. By using the site you confirm you meet these requirements.
5. Acceptable use
You may access and use the site for your own personal, non-commercial use. You must not:
- copy, reproduce, republish or redistribute any content except as permitted by these terms or with our written permission;
- use the site for any unlawful, misleading or harmful purpose;
- attempt to gain unauthorised access to, interfere with, or disrupt the site or its underlying systems; or
- use automated means (scraping, harvesting) to extract content without our consent.
6. Intellectual property
Unless otherwise stated, all content on this site — including text, graphics, logos, and the compilation of that content — is owned by or licensed to New Zealand Finance and is protected by copyright and other intellectual property laws. You may not use it except as expressly permitted in these terms.
7. Third-party links and commercial relationships
The site contains links to third-party websites and financial providers. We do not control and are not responsible for the content, products, services, or privacy practices of those third parties, and a link does not imply our endorsement. We may receive referral commissions or other compensation from some providers linked or featured on the site — please read our How We Make Money disclosure for details of our commercial model.
8. Disclaimer of warranties
The site is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we make no warranties or representations about the site or its content, including as to accuracy, reliability, availability, or fitness for a particular purpose.
9. Limitation of liability
To the maximum extent permitted by law, New Zealand Finance and its operators will not be liable for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, the site or its content. Nothing in these terms limits or excludes any rights or remedies you may have under the Consumer Guarantees Act 1993, the Fair Trading Act 1986, or other New Zealand laws that cannot lawfully be excluded. Where our liability cannot be excluded but can be limited, it is limited to the extent permitted by law.
10. Privacy
We handle personal information in accordance with our Privacy Policy and the Privacy Act 2020. Please review it to understand how we collect and use information.
11. Changes to these terms
We may update these terms from time to time. Changes take effect when posted on this page, and your continued use of the site constitutes acceptance of the updated terms. We recommend reviewing this page periodically.
12. Governing law
These terms are governed by the laws of New Zealand, and you submit to the non-exclusive jurisdiction of the New Zealand courts.
13. Contact
If you have any questions about these terms, please contact us.
