Finance Writer & Market AnalystJoe Jones is a New Zealand–based finance writer who has spent more than a decade covering personal loans, credit trends, and economic insights across Aotearoa. He’s passionate about helping Kiwis make informed financial decisions — from understanding loan rates and household budgets to staying on top of the latest banking and market developments.When he’s not analysing interest rates or comparing lenders, Joe enjoys exploring New Zealand’s great outdoors and keeping an eye on the country’s ever-changing property market.









