New Zealand Finance is committed to providing accurate, honest, and useful financial information to New Zealanders. This Editorial Policy explains how we research, write, review, and maintain the content published on this website.
Our Editorial Independence
New Zealand Finance maintains a strict separation between our editorial team and our commercial partnerships. Financial product providers, advertisers, and affiliate partners do not have any influence over our editorial content, rankings, or comparisons. Our content team operates independently and is not incentivised by the commercial team to favour any particular product or provider.
We do not accept payment for editorial coverage. Providers cannot pay to be featured in or removed from our comparison tables. All products included in our comparisons are selected based on their relevance and availability to New Zealand consumers.
How We Research and Write Content
Every article, guide, and comparison page on New Zealand Finance is researched using publicly available data from New Zealand financial institutions, the Reserve Bank of New Zealand (RBNZ), the Financial Markets Authority (FMA), the Commerce Commission, and other authoritative New Zealand government and regulatory sources.
Our writers and editors cross-reference multiple sources before publishing any data, including interest rates, fees, LVR requirements, contribution rates, and tax thresholds. When external expert sources are referenced, we link directly to the original source.
Content Review and Accuracy
Financial information in New Zealand changes regularly — particularly interest rates, OCR decisions, KiwiSaver rules, tax brackets, and lending regulations. We have a structured review process to keep our content current:
- Interest rate tables — Reviewed monthly and following RBNZ OCR announcements
- Tax and calculator tools — Updated following each New Zealand Budget and IRD announcements
- KiwiSaver content — Reviewed quarterly and after any changes to the KiwiSaver Act
- Loan and credit content — Reviewed following any CCCFA or consumer credit regulation changes
- General guides — Reviewed at minimum annually
Use of External Sources
New Zealand Finance links to authoritative external sources including:
- Reserve Bank of New Zealand (RBNZ) — OCR, monetary policy, and banking data
- Financial Markets Authority (FMA) — Regulated financial advice and licensing
- Inland Revenue (IRD) — Tax rates, KiwiSaver, and PAYE information
- Commerce Commission NZ — Consumer credit and lending regulation
- MoneyHub NZ — Independent NZ consumer finance data
We do not remove or alter external links to authoritative sources. Outbound links to regulatory bodies and financial institutions are maintained as part of our commitment to evidence-based content.
Corrections and Updates
If you believe any content on New Zealand Finance is inaccurate, out of date, or misleading, please contact our editorial team via our contact page. We take corrections seriously and aim to address material errors within 5 business days.
When significant corrections are made to published content, we note the correction at the bottom of the relevant article, including the date the correction was made and a brief description of what was changed.
Sponsored Content and Advertising
New Zealand Finance may publish sponsored content or display advertising from financial providers. All sponsored content is clearly labelled as “Sponsored” or “Paid Partnership.” Sponsored content is written to our editorial standards but is not independently fact-checked by our editorial team in the same way as our own content.
We do not publish content that makes false or misleading claims about financial products, regardless of whether it is sponsored or organic editorial content.
General Information Only
The content on New Zealand Finance is for general information purposes only. It does not constitute personalised financial advice as defined under the Financial Markets Conduct Act 2013 (FMC Act). We strongly recommend that New Zealanders seek advice from a licensed financial adviser before making major financial decisions. You can find a regulated financial adviser at fma.govt.nz.
Contact Our Editorial Team
For editorial enquiries, corrections, or feedback, please reach out via our contact page. We are committed to transparency and welcome feedback from New Zealand consumers, financial professionals, and regulators.
